सहीं म्यूचुअल फंड का चुनाव कैसे करें?

जब आप Mutual Fund Investment का निर्णय लेते हैं तब यह तय करते हैं कि नियत आय, इक्विटी या बैलेन्स्ड किस तरह के फंड में निवेश करेंगें

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म्यूचुअल फंड के चुनाव से पहले आपके लक्ष्य और समय अवधि क्लियर होने चाहिए

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इक्विटी या बैलेन्स्ड फंड में निवेश करें लॉन्ग टर्म के लिए ये फंड्स बेस्ट होते हैं

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अगर आप बहुत कम समय (छोटी अवधि) के लिए निवेश करना चाहते हैं, तो लिक्विड म्यूचुअल फंड को चुनें

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अगर आप चाहते हैं की मासिक रूप से आपकी आय बनी रहे तो मासिक आय योजना या आय फंड में निवेश करें.

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यह देखें कि ऐसेट मैनेजमेंट कंपनी (AMC) का पिछला ट्रैक रिकार्ड देखें की फंड ने बीते सालों में कैसा प्रदर्शन किया है

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जिस फंड में निवेश कर रहे हैं उनका पोर्टफोलियो देखें, किन किन कंपनियों पे आपका पैसा लगाया जायेगा

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फंड के बारे में पूरी जानकारी लें जैसे – एक्जिट लोड, टैक्स इत्यादि

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