Bank FD या Mutual Fund कौन सा निवेश बेहतर है

अगर आप इस कसमकस में हैं की अपने पैसे म्यूचुअल फंड में डालें या बैंक एफ डी करें तो यहाँ आपके लिए कुछ टिप्स है

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सबसे पहले हम रिटर्न की बात करते हैं तो बैंक FD में सालाना 5% के लगभग रिटर्न प्राप्त किया जाता है

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म्यूचुअल फंड में FD की तुलना में 3 गुना व इससे भी अधिक का रिटर्न बनाया जा सकता है

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फिक्स डिपोजिट की तुलना में म्यूचुअल फंड थोड़ा रिस्की है परन्तु इतना नहीं की आपके पैसे ही डूब जाएँ

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म्यूचुअल फंड में सैकड़ों तरह के स्कीम है जिससे आप अपने लक्ष्य के अनुसार चुन सकते हैं

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अधिकांश म्यूचुअल फंड को आप जब चाहे तब रिडीम करा सकते हैं परन्तु फिक्स डिपॉजिट के साथ ऐसा नहीं है

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फिक्स डिपोजिट और महगाई का रेशियों लगभग सामान है इससे आप संपत्ति नहीं बना सकते परन्तु म्यूचुअल फंड से आप करोड़ों की संपत्ति बना सकते हो

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