Fixed Deposit क्या इसके कितने प्रकार हैं, पूरी जानकारी देखें

Fixed Deposit को हिंदी में सावधि जमा कहते हैं, इसमें एक निश्चित अवधि के लिए पैसे जमा किये जाते हैं

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Fixed Deposit में ब्याज दर अधिक होता है क्योंकि आप एक लम्बे समय के लिए अपने पैसों का निवेश कर रहे हैं

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अधिक आपातकाल की स्थिति में आप अपनी Fixed Deposit तोड़ सकते हैं, हालांकि इसके लिए आपको कुछ चार्ज पे करने पड़ते हैं

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Fixed Deposit के 5 प्रकार आगे देख सकते हैं

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Standard Term Deposit - निवेश की अवधि 7 दिन से लेकर 10 साल

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Senior Citizens Fixed Deposit - वरिष्ठ नागरिकों के लिए है जिसमे टैक्स की कटौती नहीं की जाती

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Recurring Fixed Deposit - निर्धारित अवधि जैसे की मासिक या त्रैमासिक आदि के लिए जमा किया जाता है

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Corporate Fixed Deposit - बैंकों की तुलना में अधिक होता है परंतु यहां पर जोखिम की मात्रा अधिक होती है

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NRI Fixed Deposit - विदेशी करेंसी में कमाई करने वाले नागरिकों के लिए एक अच्छा विकल्प है

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